THIS IS A 2 FOR 1 CLASS COMBINING HOMEBUYER EDUCATION AND FINANCIAL MANAGEMENT – IN SPANISH 

Part 1: Homebuyer Education 

Smart, sustainable homeownership, begins with education. Self-Help Enterprises, a HUD certified counseling agency, offers a homeownership education class for those interested in purchasing a home. The class prepares you for the home buying process, including how to secure a mortgage loan, and provides information about down payment assistance opportunities.

Class attendees leave the session:

• Prepared to navigate the process of purchasing a home;
• With a comprehensive pre-purchase handbook; and
• With a certificate of completion which is required for many down payment assistance programs. *

The class fee is $75 for the fist individual and $25 for additional attendees. If you are having financial difficulty, please contact our Gateway staff. The one-on-one counseling must be complete to receive certificate and pay the $25 fee.

• One-on-one counseling must be completed in order to receive the certificate.

Part 2- Financial Management 

Money management is about choices – choosing how to save and spend your money which is critical in achieving financial security and reaching your goals. This interactive class will give you the tools to set a realistic spending plan, trim expenses, understand how to use credit wisely, and learn how to identify unnecessary spending in order to create financial goals.

Workshop attendees leave the session understanding:

• How to track spending, decrease spending, and manage bills; and
• Why credit is important and what creditors look for when making credit decisions.